Caterpillar Inc.401(k) + ESOP (KSOP)

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Caterpillar Inc. reported $8,784,347 in plan administrative expenses for 2025: 0.04% of average plan assets, below the peer median. Employer contributions averaged $11,073 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.05% to 0.04%. The plan sits in the over $1B size bracket, benchmarked here against 141 comparable plans and shown alongside other manufacturing employers. By assets it is the 4th-largest of 5,688 plans among Texas employers on file, and the 12th of 13,661 in manufacturing. In 2025, the employer put in $1.05 for every $1.00 employees contributed themselves.