Plan Ledger DOL Form 5500 · updated monthly

Carolina Restaurant Group, Inc.401(k)

CAROLINA RESTAURANT GROUP, INC. RETIREMENT SAVINGS PLAN · CHARLOTTE, NC · plan year 2025

Reported admin expense ratio · 2025
0.30%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Carolina Restaurant Group, Inc. reported $27,022 in plan administrative expenses for 2025: 0.30% of average plan assets, below the peer median. Employer contributions averaged $176 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.17% to 0.30%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other accommodation & food services employers. By assets it is among the smaller plans on file in North Carolina (1,145th of 2,005), and the 585th of 2,240 in accommodation & food services. In 2025, employees put in $1.70 for every $1.00 the employer contributed; active participation has grown from 1,306 to 1,535 since 2022.

Plan summary
Net assets, end of year$9,488,201
Participants with balances212
Active participants1,535
Employer contributions$270,863
Employee contributions$461,112
Employer contribution per active participant$176
Average account balance$44,756
Benefits paid to participants$836,601
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$9.5M · 212 accts · $271K emplr
2024$8.4M · 205 accts · $260K emplr
2023$9.0M · 204 accts · $280K emplr
2022$8.5M · 212 accts · $328K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$4,621
Investment management$22,401
Total administrative$27,022
The Carolina Restaurant Group, Inc. 401(k) match · 2025
Employer contribution per active participant$176
Median for plans this size$1,464
2025$176 per active participant
2024$154 per active participant
2023$209 per active participant
2022$251 per active participant

Carolina Restaurant Group, Inc.'s 2025 employer contribution ran below the $1,464 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
WEALTHSPIRE RETIREMENT ADVISORY · Investment advisory (plan)$22,401

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$27,022 · 0.30%
2024$26,939 · 0.31%
2023$21,154 · 0.24%
2022$16,633 · 0.17%
Same employer
Similar plansAccommodation & Food Services · North Carolina
Angus Barn, LTD, LLC NC$16.0M · 0.26%
Tri-Arc Food Systems, Inc. NC$14.0M · 0.31%
Biscuitville, Inc. NC$13.9M · 0.49%
Hospitality Ventures, LLC NC$12.0M · 0.09%
Lwin Family Co., LLC NC$8.9M · 0.32%
Carmel Country Club, Inc. NC$8.9M · 0.31%
Sree Hotels, LLC NC$8.8M · 0.86%

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Source: U.S. Department of Labor, Form 5500 series, EIN 561814008 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.