Plan Ledger DOL Form 5500 · updated monthly

Capstar Bank401(k)

CAPSTAR BANK 401(K) PROFIT SHARING PLAN · NASHVILLE, TN · plan year 2023

Reported admin expense ratio · 2023
0.07%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Capstar Bank reported $14,464 in plan administrative expenses for 2023: 0.07% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,519 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.06% to 0.56%. The plan sits in the $10M–$50M size bracket, benchmarked here against 26,779 comparable plans and shown alongside other finance & insurance employers. By assets it is the 518th-largest of 1,496 plans among Tennessee employers on file, and 2,915th of 4,798 in finance & insurance. In 2023, employees put in $1.86 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$21,850,382
Participants with balances488
Active participants366
Employer contributions$922,023
Employee contributions$1,714,737
Employer contribution per active participant$2,519
Average account balance$44,775
Benefits paid to participants$2,158,025
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$21K · 1 accts · $268K emplr
2023$21.9M · 488 accts · $922K emplr
2022$18.0M · 506 accts · $979K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$14,464
Total administrative$14,464
The Capstar Bank 401(k) match · 2023
Employer contribution per active participant$2,519
Median for plans this size$2,440
2023$2,519 per active participant
2022$2,497 per active participant

Capstar Bank's 2023 employer contribution ran above the $2,440 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20231
NEWPORT GROUP, INC. · Claims processing · Custodial (securities)$14,464

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$61,062 · 0.56%
2023$14,464 · 0.07%
2022$10,649 · 0.06%
Same employer
Similar plansFinance & Insurance · Tennessee
Citizens Tri-County Bank TN$24.8M · 0.06%
Citizens National Bank TN$24.6M · 0.37%
Citizens Bank TN$24.1M · 0.25%
Builtwell Bancorp, Inc. TN$22.0M · 0.47%
Evolve Bancorp Inc TN$21.5M · 0.72%

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Source: U.S. Department of Labor, Form 5500 series, EIN 260189349 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.