Plan Ledger DOL Form 5500 · updated monthly

Capital District Physicians Health Plan Inc.401(k)

CAPITAL DISTRICT PHYSICIANS' HEALTH PLAN INC. 401K PROFIT SHARING PLAN · LATHAM, NY · plan year 2024

Reported admin expense ratio · 2024
0.06%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Capital District Physicians Health Plan Inc. reported $152,928 in plan administrative expenses for 2024: 0.06% of average plan assets, below the peer median. Employer contributions averaged $3,182 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.11% to 0.06%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other finance & insurance employers. By assets it is the 372nd-largest of 5,648 plans among New York employers on file, and the 482nd of 4,798 in finance & insurance. In 2024, employees put in $2.96 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$267,153,789
Participants with balances1,700
Active participants1,320
Employer contributions$4,200,729
Employee contributions$12,439,442
Employer contribution per active participant$3,182
Average account balance$157,149
Benefits paid to participants$20,536,413
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$267.2M · 1,700 accts · $4.2M emplr
2023$239.4M · 1,643 accts · $4.0M emplr
2022$207.3M · 1,646 accts · $3.6M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$79,821
Investment management$73,107
Total administrative$152,928
The Capital District Physicians Health Plan Inc. 401(k) match · 2024
Employer contribution per active participant$3,182
Median for plans this size$4,294
2024$3,182 per active participant
2023$3,061 per active participant
2022$2,782 per active participant

Capital District Physicians Health Plan Inc.'s 2024 employer contribution ran below the $4,294 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
EMPOWER ANNUITY INSURANCE COMPANY O · Recordkeeping · Loan processing$162,757
ONE DIGITAL TOPCO LLC$56,250
BONADIO & CO LLP · Accounting / audit$8,500

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Empower
2023Empower, Transamerica

This plan has changed recordkeepers within these filings. If you left Capital District Physicians Health Plan Inc. before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$152,928 · 0.06%
2023$205,721 · 0.09%
2022$250,922 · 0.11%
Same employer
Similar plansFinance & Insurance · New York
Cowen Inc. NY$321.9M · 0.11%
Scor U.S. Corporation NY$314.6M · 0.05%
Mvp Service Corp. NY$311.9M · 0.04%

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Source: U.S. Department of Labor, Form 5500 series, EIN 141641028 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.