Plan Ledger DOL Form 5500 · updated monthly

Capital Community Bank401(k)

CAPITAL COMMUNITY BANK 401(K) PLAN · PROVO, UT · plan year 2024

Reported admin expense ratio · 2024
0.57%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Capital Community Bank reported $41,529 in plan administrative expenses for 2024: 0.57% of average plan assets, above the peer median. Employer contributions averaged $3,889 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in Utah (514th of 848), and 4,173rd of 4,798 in finance & insurance. In 2024, employees put in $1.79 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$7,951,304
Participants with balances148
Active participants128
Employer contributions$497,728
Employee contributions$890,929
Employer contribution per active participant$3,889
Average account balance$53,725
Benefits paid to participants$1,144,403
Plan auditUnmodified (clean) audit opinion
AuditorEIDEBAILLY LLP
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$41,529
Total administrative$41,529
The Capital Community Bank 401(k) match · 2024
Employer contribution per active participant$3,889
Median for plans this size$1,313

Capital Community Bank's 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$41,529
KESTRA INVESTMENT SERVICES LLC · Other servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history1
2024$41,529 · 0.57%
Same employer
Similar plansFinance & Insurance · Utah
Nav Technologies, Inc. UT$9.5M · 0.79%
Foursight Capital, LLC UT$9.2M · 0.65%
Atomic Fi Inc UT$3.4M · 0.15%

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Source: U.S. Department of Labor, Form 5500 series, EIN 870498008 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.