Plan Ledger DOL Form 5500 · updated monthly

Atomic Fi Inc401(k)

ATOMIC FI 401(K) PLAN · SANDY, UT · plan year 2024

Reported admin expense ratio · 2024
0.15%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Atomic Fi Inc reported $4,987 in plan administrative expenses for 2024: 0.15% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,335 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio has held roughly steady near 0.154%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in Utah (684th of 848), and 4,563rd of 4,798 in finance & insurance. In 2024, employees put in $4.71 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$3,395,360
Participants with balances77
Active participants58
Employer contributions$135,405
Employee contributions$638,416
Employer contribution per active participant$2,335
Average account balance$44,096
Benefits paid to participants$1,143,583
Plan auditUnmodified (clean) audit opinion
AuditorTANNER LLC
Plan history2
Yearassets · accounts · employer contribution
2024$3.4M · 77 accts · $135K emplr
2023$3.1M · 105 accts · $154K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$2,164
Investment management$2,823
Total administrative$4,987
The Atomic Fi Inc 401(k) match · 2024
Employer contribution per active participant$2,335
Median for plans this size$1,313
2024$2,335 per active participant
2023$2,799 per active participant

Atomic Fi Inc's 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history2
2024$4,987 · 0.15%
2023$3,649 · 0.15%
Similar plansFinance & Insurance · Utah
Capital Community Bank UT$8.0M · 0.57%
Low Va Rates, LLC UT$1.8M · 1.26%

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Source: U.S. Department of Labor, Form 5500 series, EIN 842603488 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.