Plan Ledger DOL Form 5500 · updated monthly

American United Federal Credit Union401(k)

AMERICAN UNITED FEDERAL CREDIT UNION 401(K) PLAN · WEST JORDAN, UT · plan year 2024

Reported admin expense ratio · 2024
0.93%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

American United Federal Credit Union reported $35,512 in plan administrative expenses for 2024: 0.93% of average plan assets, higher than ~75% of peers. Employer contributions averaged $2,456 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.93%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in Utah (641st of 848), and 4,502nd of 4,798 in finance & insurance. In 2024, employees put in $1.30 for every $1.00 the employer contributed; active participation has grown from 84 to 95 since 2022.

Plan summary
Net assets, end of year$4,219,556
Participants with balances115
Active participants95
Employer contributions$233,331
Employee contributions$303,925
Employer contribution per active participant$2,456
Average account balance$36,692
Benefits paid to participants$251,526
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$0 · $174K emplr
2024$4.2M · 115 accts · $233K emplr
2023$3.4M · 122 accts · $214K emplr
2022$2.5M · 106 accts · $200K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$35,512
Total administrative$35,512
The American United Federal Credit Union 401(k) match · 2024
Employer contribution per active participant$2,456
Median for plans this size$1,313
2024$2,456 per active participant
2023$2,579 per active participant
2022$2,382 per active participant

American United Federal Credit Union's 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
STANCORP FINANCIAL GROUP · Claims processing · Recordkeeping$17,838
ONEDIGITAL INVESTMENT ADVISORS LLC · Investment advisory (plan)$17,674

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025The Standard
2024The Standard
2023The Standard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025Not separately reported
2024$35,512 · 0.93%
2023$26,883 · 0.91%
2022$26,263 · 0.95%
Same employer
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Foursight Capital, LLC UT$9.2M · 0.65%
Capital Community Bank UT$8.0M · 0.57%
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Source: U.S. Department of Labor, Form 5500 series, EIN 870219133 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.