Plan Ledger DOL Form 5500 · updated monthly

C & a Tool Engineering, Inc.401(k)

C & A TOOL ENGINEERING, INC. 401(K) SALARY REDUCTION PLAN AND TRUST · CHURUBUSCO, IN · plan year 2024

Reported admin expense ratio · 2024
0.24%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

C & a Tool Engineering, Inc. reported $103,997 in plan administrative expenses for 2024: 0.24% of average plan assets, below the peer median. Employer contributions averaged $1,287 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.26% to 0.24%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other manufacturing employers. By assets it is the 319th-largest of 1,562 plans among Indiana employers on file, and the 3,414th of 13,661 in manufacturing. In 2024, employees put in $2.89 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$44,606,372
Participants with balances552
Active participants561
Employer contributions$721,837
Employee contributions$2,088,633
Employer contribution per active participant$1,287
Average account balance$80,809
Benefits paid to participants$4,385,469
Plan auditUnmodified (clean) audit opinion
AuditorDULIN, WARD & DEWALD, INC.
Plan history3
Yearassets · accounts · employer contribution
2024$44.6M · 552 accts · $722K emplr
2023$41.0M · 558 accts · $701K emplr
2022$36.3M · 519 accts · $622K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$103,997
Total administrative$103,997
The C & a Tool Engineering, Inc. 401(k) match · 2024
Employer contribution per active participant$1,287
Median for plans this size$2,416
2024$1,287 per active participant
2023$1,238 per active participant
2022$1,184 per active participant

C & a Tool Engineering, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
PHILLIPS FINANCIAL MANAGEMENT LLC · Investment advisory (plan)$30,677
MORGAN STANLEY · Investment advisory (plan)$12,019

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$103,997 · 0.24%
2023$101,661 · 0.26%
2022$103,968 · 0.26%
Same employer
Similar plansManufacturing · Indiana
Hurco Companies, Inc. IN$50.9M · 0.14%
Conn-Selmer, Inc. IN$43.3M · 0.41%
Morgan Foods, Inc. IN$42.2M · 0.23%
Ilpea Industries, Inc. IN$41.7M · 0.29%
Phd, Inc. IN$41.7M · 0.15%

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Source: U.S. Department of Labor, Form 5500 series, EIN 351413147 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.