Plan Ledger DOL Form 5500 · updated monthly

Bradford Child Care Services, In401(k)

BRADFORD CHILD CARE SERVICES EMPLOYEE RETIREMENT PLAN · BRIDGEVILLE, PA · plan year 2024

Reported admin expense ratio · 2024
0.90%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Bradford Child Care Services, In reported $60,509 in plan administrative expenses for 2024: 0.90% of average plan assets, higher than ~75% of peers. Employer contributions averaged $382 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.90%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Pennsylvania (2,613th of 3,651), and 6,747th of 11,911 in health care & social assistance. In 2024, employees put in $4.25 for every $1.00 the employer contributed; active participation has grown from 259 to 314 since 2022.

Plan summary
Net assets, end of year$7,265,076
Participants with balances242
Active participants314
Employer contributions$119,815
Employee contributions$508,742
Employer contribution per active participant$382
Average account balance$30,021
Benefits paid to participants$420,751
Plan auditUnmodified (clean) audit opinion
AuditorMAHER DUESSEL
Plan history3
Yearassets · accounts · employer contribution
2024$7.3M · 242 accts · $120K emplr
2023$6.2M · 228 accts · $123K emplr
2022$5.5M · 219 accts · $107K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$26,981
Investment management$33,528
Total administrative$60,509
The Bradford Child Care Services, In 401(k) match · 2024
Employer contribution per active participant$382
Median for plans this size$1,313
2024$382 per active participant
2023$427 per active participant
2022$412 per active participant

Bradford Child Care Services, In's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
MARINER WEALTH ADVISORS, LLC · Recordkeeping · Trustee$33,528
ADP, INC. · Loan processing · Recordkeeping$26,981

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP, MARINER WEALTH ADVISORS, LLC
2023ADP, MARINER WEALTH ADVISORS, LLC, RBC

This plan has changed recordkeepers within these filings. If you left Bradford Child Care Services, In before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$60,509 · 0.90%
2023$52,144 · 0.90%
2022$53,766 · 0.89%
Similar plansHealth Care & Social Assistance · Pennsylvania
Willow Valley Associates PA$7.4M · 0.38%
Community Guidance Center PA$7.1M · 0.41%
Ifc Services, Inc. PA$7.1M · 0.15%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 251752692 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.