Plan Ledger DOL Form 5500 · updated monthly

Bestow Inc.401(k)

BESTOW 401(K) PLAN · DALLAS, TX · plan year 2024

Reported admin expense ratio · 2024
0.12%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Bestow Inc. reported $10,288 in plan administrative expenses for 2024: 0.12% of average plan assets, lower than ~75% of peers. Employer contributions averaged $6 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.11% to 0.12%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in Texas (3,045th of 5,688), and 3,970th of 4,798 in finance & insurance. In 2024, employees put in $2112.17 for every $1.00 the employer contributed; active participation has shrunk from 225 to 156 since 2022.

Plan summary
Net assets, end of year$10,147,401
Participants with balances246
Active participants156
Employer contributions$871
Employee contributions$1,839,701
Employer contribution per active participant$6
Average account balance$41,250
Benefits paid to participants$851,172
Plan auditUnmodified (clean) audit opinion
AuditorYULISHANA INC
Plan history3
Yearassets · accounts · employer contribution
2024$10.1M · 246 accts · $871 emplr
2023$7.1M · 232 accts · $1K emplr
2022$5.1M · 319 accts
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$10,288
Total administrative$10,288
The Bestow Inc. 401(k) match · 2024
Employer contribution per active participant$6
Median for plans this size$1,313
2024$6 per active participant
2023$7 per active participant

Bestow Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$10,288

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$10,288 · 0.12%
2023$7,225 · 0.12%
2022$5,069 · 0.11%
Same employer
Similar plansFinance & Insurance · Texas
AG Resource Management, LLC TX$10.3M · 0.21%
Western Bank TX$10.3M · 0.59%
Pilot Point Bancorp, Inc. TX$10.2M · 0.43%
Nextpoint Financial, Inc. TX$9.9M · 1.10%
Ntfn, Inc. TX$9.5M · 0.03%

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Source: U.S. Department of Labor, Form 5500 series, EIN 812359338 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.