Plan Ledger DOL Form 5500 · updated monthly

Banc of California, Inc.401(k)

BANC OF CALIFORNIA, INC. 401(K) PLAN · SANTA ANA, CA · plan year 2025

Reported admin expense ratio · 2025
0.12%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Banc of California, Inc. reported $407,665 in plan administrative expenses for 2025: 0.12% of average plan assets, higher than ~75% of peers. Employer contributions averaged $4,438 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.09% to 0.12%. The plan sits in the $250M–$1B size bracket, benchmarked here against 230 comparable plans and shown alongside other finance & insurance employers. By assets it is the 345th-largest of 9,483 plans among California employers on file, and the 379th of 4,798 in finance & insurance. In 2025, employees put in $2.31 for every $1.00 the employer contributed; active participation has grown from 677 to 1,907 since 2023.

Plan summary
Net assets, end of year$377,662,485
Participants with balances2,780
Active participants1,907
Employer contributions$8,462,900
Employee contributions$19,558,619
Employer contribution per active participant$4,438
Average account balance$135,850
Benefits paid to participants$38,660,433
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2025$377.7M · 2,780 accts · $8.5M emplr
2024$327.3M · 2,827 accts · $9.0M emplr
2023$341.0M · 1,060 accts · $2.9M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$352,210
Investment management$37,454
Audit (IQPA)$18,001
Total administrative$407,665
The Banc of California, Inc. 401(k) match · 2025
Employer contribution per active participant$4,438
Median for plans this size$4,295
2025$4,438 per active participant
2024$4,604 per active participant
2023$4,316 per active participant

Banc of California, Inc.'s 2025 employer contribution ran above the $4,295 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$297,892
ACTUARIAL BENEFITS CORPORATION · Contract administrator · Other services$54,319
UBS FINANCIAL SERVICES INC · Investment advisory (plan)$37,454
PENSION ASSURANCE LLP · Accounting / audit$18,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2025$407,665 · 0.12%
2024$424,180 · 0.13%
2023$189,747 · 0.09%
Same employer
Similar plansFinance & Insurance · California
Zenith Insurance Company CA$399.1M · 0.05%
Loandepot, LLC CA$397.5M · 0.14%
Houlihan Lokey CA$396.4M · 0.06%
Dodge & Cox CA$355.8M · 0.00%
Tcw, LLC CA$347.0M · 0.03%

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Source: U.S. Department of Labor, Form 5500 series, EIN 043639825 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.