Plan Ledger DOL Form 5500 · updated monthly

BAE Systems, Inc.401(k)

BAE SYSTEMS EMPLOYEES' SAVINGS AND INVESTMENT PLAN · FALLS CHURCH, VA · plan year 2025

Reported admin expense ratio · 2025
0.02%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

BAE Systems, Inc. reported $1,729,905 in plan administrative expenses for 2025: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $6,246 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.11% to 0.02%. The plan sits in the over $1B size bracket, benchmarked here against 141 comparable plans and shown alongside other manufacturing employers. By assets it is the 4th-largest of 2,266 plans among Virginia employers on file, and the 31st of 13,661 in manufacturing. In 2025, employees put in $1.85 for every $1.00 the employer contributed; active participation has grown from 31,681 to 36,648 since 2022.

Plan summary
Net assets, end of year$12,007,062,179
Participants with balances57,582
Active participants36,648
Employer contributions$228,897,489
Employee contributions$423,453,157
Employer contribution per active participant$6,246
Average account balance$208,521
Benefits paid to participants$1,077,024,638
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$12.0B · 57,582 accts · $228.9M emplr
2024$10.6B · 57,488 accts · $209.6M emplr
2023$9.4B · 52,251 accts · $174.7M emplr
2022$8.2B · 48,359 accts · $164.4M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$923,225
Investment management$127,500
Audit (IQPA)$135,900
Total administrative$1,729,905
The BAE Systems, Inc. 401(k) match · 2025
Employer contribution per active participant$6,246
Median for plans this size$5,084
2025$6,246 per active participant
2024$5,697 per active participant
2023$5,416 per active participant
2022$5,190 per active participant

BAE Systems, Inc.'s 2025 employer contribution ran above the $5,084 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 202510
EMPOWER RETIREMENT · Recordkeeping$723,948
PEGGY EDGE CPA · Accounting / audit · Recordkeeping$38,250
GROOM LAW GROUP · Legal$439,924
THE NORTHERN TRUST COMPANY · Accounting / audit · Custodial (securities)$219,248
AON INVESTMENTS · Investment advisory (plan)$127,500
DELOITE & TOUCHE LLP · Accounting / audit$97,650
ERNST & YOUNG LLP · Contract administrator$50,000
ALIGHT · Contract administrator$19,167
SEGAL BENZ · Contract administrator$14,033
WESTWOOD MANAGEMENT CORPindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Empower, PEGGY EDGE CPA
2024PEGGY EDGE CPA
2023Alight, Empower, PEGGY EDGE CPA

This plan has changed recordkeepers within these filings. If you left BAE Systems, Inc. before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$1,729,905 · 0.02%
2024$1,032,322 · 0.01%
2023$5,574,233 · 0.06%
2022$9,635,667 · 0.11%
Same employer
Similar plansManufacturing · Virginia
Rolls Royce N.A. Inc. VA$1.9B · 0.04%
Leonardo Drs, Inc. VA$1.3B · 0.13%

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Source: U.S. Department of Labor, Form 5500 series, EIN 223537950 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.