Plan Ledger DOL Form 5500 · updated monthly

Bader Rutter & Associates, Inc.401(k)

BADER RUTTER RETIREMENT PLAN · MILWAUKEE, WI · plan year 2025

Reported admin expense ratio · 2025
0.41%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Bader Rutter & Associates, Inc. reported $149,288 in plan administrative expenses for 2025: 0.41% of average plan assets, above the peer median. Employer contributions averaged $3,204 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.32% to 0.41%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other professional & technical services employers. By assets it is the 527th-largest of 1,936 plans among Wisconsin employers on file, and the 3,519th of 11,654 in professional & technical services. In 2025, employees put in $3.37 for every $1.00 the employer contributed; active participation has shrunk from 241 to 160 since 2022.

Plan summary
Net assets, end of year$36,970,678
Participants with balances312
Active participants160
Employer contributions$512,624
Employee contributions$1,725,108
Employer contribution per active participant$3,204
Average account balance$118,496
Benefits paid to participants$6,348,488
Plan auditUnmodified (clean) audit opinion
AuditorREILLY, PENNER & BENTON
Plan history4
Yearassets · accounts · employer contribution
2025$37.0M · 312 accts · $513K emplr
2024$35.4M · 334 accts · $624K emplr
2023$37.0M · 371 accts · $704K emplr
2022$31.8M · 237 accts · $729K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$96,932
Investment management$42,631
Audit (IQPA)$9,725
Total administrative$149,288
The Bader Rutter & Associates, Inc. 401(k) match · 2025
Employer contribution per active participant$3,204
Median for plans this size$2,666
2025$3,204 per active participant
2024$3,804 per active participant
2023$3,367 per active participant
2022$3,025 per active participant

Bader Rutter & Associates, Inc.'s 2025 employer contribution ran above the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
LINCOLN NATIONAL CORPORATION · Contract administrator$96,932
ANNEX WEALTH MANAGEMENT, LLC · Investment advisory (plan)$42,631
REILLY, PENNER & BENTON LLP · Investment advisory (plan)$9,725

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$149,288 · 0.41%
2024$229,186 · 0.63%
2023$214,700 · 0.62%
2022$113,514 · 0.32%
Same employer
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Ruekert & Mielke, Inc. WI$38.4M · 0.19%
Cma/Flodyne/Hydradyne, Inc. WI$37.8M · 0.38%
McMahon Associates, Inc. WI$37.2M · 0.33%
Kerberrose S.C. WI$37.1M · 0.03%
The Hiebing Group Inc WI$35.1M · 0.17%
Jones Sign Co., Inc. WI$35.1M · 0.19%
Hawkins Ash Cpas, LLP WI$34.1M · 0.26%
Vrakas Sc WI$33.7M · 0.03%

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Source: U.S. Department of Labor, Form 5500 series, EIN 391184935 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.