Plan Ledger DOL Form 5500 · updated monthly

Atradius Trade Credit Insurance401(k)

ATRADIUS TRADE CREDIT INSURANCE 401(K) AND RETIREMENT PLAN · HUNT VALLEY, MD · plan year 2024

Reported admin expense ratio · 2024
0.23%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Atradius Trade Credit Insurance reported $87,299 in plan administrative expenses for 2024: 0.23% of average plan assets, below the peer median. Employer contributions averaged $10,423 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.29% to 0.23%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 372nd-largest of 1,671 plans among Maryland employers on file, and the 1,896th of 4,798 in finance & insurance. In 2024, employees put in $1.00 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$41,928,954
Participants with balances167
Active participants133
Employer contributions$1,386,298
Employee contributions$1,389,236
Employer contribution per active participant$10,423
Average account balance$251,072
Benefits paid to participants$1,107,006
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$41.9M · 167 accts · $1.4M emplr
2023$35.2M · 157 accts · $1.3M emplr
2022$27.7M · 151 accts · $1.1M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$33,199
Investment management$35,000
Audit (IQPA)$19,100
Total administrative$87,299
The Atradius Trade Credit Insurance 401(k) match · 2024
Employer contribution per active participant$10,423
Median for plans this size$2,416
2024$10,423 per active participant
2023$10,039 per active participant
2022$9,320 per active participant

Atradius Trade Credit Insurance's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
T ROWE PRICE RPS INC · Recordkeeping · Trustee$33,329
WELLS FARGO ADVISORS · Investment advisory (plan)$35,000
CLIFTON LARSON ALLEN LLP · Accounting / audit$19,100

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024T. Rowe Price
2023T. Rowe Price

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$87,299 · 0.23%
2023$77,847 · 0.25%
2022$88,727 · 0.29%
Same employer
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Lower, LLC000000000 MD$48.0M · 0.74%
Presidential Bank MD$47.4M · 0.12%
First United Corporation MD$43.3M · 0.17%
Eastern Savings Bank MD$39.1M · 0.24%

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Source: U.S. Department of Labor, Form 5500 series, EIN 521807914 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.