Plan Ledger DOL Form 5500 · updated monthly

Associated Credit Union401(k)

ASSOCIATED CREDIT UNION 401(K) PLAN AND TRUST · NORCROSS, GA · plan year 2024

Reported admin expense ratio · 2024
0.20%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Associated Credit Union reported $91,203 in plan administrative expenses for 2024: 0.20% of average plan assets, below the peer median. Employer contributions averaged $4,278 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.20%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 478th-largest of 2,160 plans among Georgia employers on file, and the 1,722nd of 4,798 in finance & insurance. In 2024, employees put in $1.01 for every $1.00 the employer contributed; active participation has grown from 296 to 346 since 2022.

Plan summary
Net assets, end of year$48,247,408
Participants with balances469
Active participants346
Employer contributions$1,480,076
Employee contributions$1,495,588
Employer contribution per active participant$4,278
Average account balance$102,873
Benefits paid to participants$2,065,480
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$48.2M · 469 accts · $1.5M emplr
2023$42.4M · 436 accts · $1.4M emplr
2022$38.2M · 384 accts · $1.2M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$53,307
Investment management$37,896
Total administrative$91,203
The Associated Credit Union 401(k) match · 2024
Employer contribution per active participant$4,278
Median for plans this size$2,416
2024$4,278 per active participant
2023$4,176 per active participant
2022$4,112 per active participant

Associated Credit Union's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
CMFG LIFE INSURANCE COMPANY · Recordkeeping · Pension consulting$53,307
MEMBERS CAPITAL ADVISORS, INC. · Investment advisory (plan)$37,896

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024TruStage (CUNA Mutual)
2023TruStage (CUNA Mutual)

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$91,203 · 0.20%
2023$89,083 · 0.22%
2022$87,043 · 0.21%
Same employer
Similar plansFinance & Insurance · Georgia
Pathstone GA$53.2M · 0.03%
Georgia United Credit Union GA$46.5M · 0.40%
Hb Wealth Management LLC GA$45.7M · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 580240950 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.