Plan Ledger DOL Form 5500 · updated monthly

Robins Financial Credit Union401(k)

THE ROBINS FINANCIAL CREDIT UNION 401(K) SAVINGS AND INVESTMENT PLAN AND · WARNER ROBINS, GA · plan year 2024

Reported admin expense ratio · 2024
0.03%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Robins Financial Credit Union reported $16,455 in plan administrative expenses for 2024: 0.03% of average plan assets, lower than ~75% of peers. Employer contributions averaged $3,971 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.02% to 0.03%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other finance & insurance employers. By assets it is the 396th-largest of 2,160 plans among Georgia employers on file, and the 1,436th of 4,798 in finance & insurance. In 2024, employees put in $1.27 for every $1.00 the employer contributed; active participation has shrunk from 660 to 544 since 2022.

Plan summary
Net assets, end of year$61,317,514
Participants with balances626
Active participants544
Employer contributions$2,160,229
Employee contributions$2,745,164
Employer contribution per active participant$3,971
Average account balance$97,951
Benefits paid to participants$3,403,043
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$61.3M · 626 accts · $2.2M emplr
2023$53.4M · 662 accts · $2.1M emplr
2022$43.8M · 650 accts · $1.7M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$16,455
Total administrative$16,455
The Robins Financial Credit Union 401(k) match · 2024
Employer contribution per active participant$3,971
Median for plans this size$3,635
2024$3,971 per active participant
2023$3,860 per active participant
2022$2,525 per active participant

Robins Financial Credit Union's 2024 employer contribution ran above the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$16,454
LPL FINANCIAL LLC - RPCP · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$16,455 · 0.03%
2023$16,535 · 0.03%
2022$8,844 · 0.02%
Same employer
Similar plansFinance & Insurance · Georgia
Apco Holdings, LLC GA$64.4M · 0.37%
Pathstone GA$53.2M · 0.03%
Associated Credit Union GA$48.2M · 0.20%
Georgia United Credit Union GA$46.5M · 0.40%

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Source: U.S. Department of Labor, Form 5500 series, EIN 580641605 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.