Plan Ledger DOL Form 5500 · updated monthly

Aloha Care401(k)

ALOHA CARE 401(K) PLAN · HONOLULU, HI · plan year 2025

Reported admin expense ratio · 2025
0.00%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Aloha Care reported $1,254 in plan administrative expenses for 2025: 0.00% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,655 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.02% to 0.00%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other finance & insurance employers. By assets it is the 75th-largest of 269 plans among Hawaii employers on file, and the 2,262nd of 4,798 in finance & insurance. In 2025, employees put in $2.20 for every $1.00 the employer contributed; active participation has grown from 269 to 296 since 2022.

Plan summary
Net assets, end of year$33,205,668
Participants with balances340
Active participants296
Employer contributions$786,008
Employee contributions$1,731,682
Employer contribution per active participant$2,655
Average account balance$97,664
Benefits paid to participants$4,237,723
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$33.2M · 340 accts · $786K emplr
2024$29.7M · 348 accts · $835K emplr
2023$27.2M · 333 accts · $768K emplr
2022$20.2M · 306 accts · $675K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$384
Investment management$870
Total administrative$1,254
The Aloha Care 401(k) match · 2025
Employer contribution per active participant$2,655
Median for plans this size$2,666
2025$2,655 per active participant
2024$2,803 per active participant
2023$2,772 per active participant
2022$2,508 per active participant

Aloha Care's 2025 employer contribution ran below the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$384

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$1,254 · 0.00%
2024$3,742 · 0.01%
2023$3,917 · 0.02%
2022$3,831 · 0.02%
Same employer
Similar plansFinance & Insurance · Hawaii
Territorial Savings Bank HI$42.9M · 0.03%
Finance Factors, LTD. HI$37.8M · 0.16%
University Health Alliance HI$32.5M · 0.09%
Hawaii National Bank HI$26.6M · 0.24%

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Source: U.S. Department of Labor, Form 5500 series, EIN 990309519 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.