Territorial Savings Bank401(k)
TERRITORIAL SAVINGS BANK 401(K) PLAN · HONOLULU, HI · plan year 2021
Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works
Territorial Savings Bank reported $13,505 in plan administrative expenses for 2021: 0.03% of average plan assets, lower than ~75% of peers. Employer contributions averaged $254 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.
Across the 8 years on file its reported administrative ratio has held roughly steady near 0.035%. The plan sits in the $10M–$50M size bracket, benchmarked here against 109 comparable plans and shown alongside other finance & insurance employers. By assets it is the 62nd-largest of 269 plans among Hawaii employers on file, and the 1,870th of 4,798 in finance & insurance. In 2021, employees put in $25.98 for every $1.00 the employer contributed.
Territorial Savings Bank's 2021 employer contribution ran below the $2,122 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.
Annual cost at the plan's reported 2021 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.
Why are you looking at this plan?
Source: U.S. Department of Labor, Form 5500 series, EIN 990056630 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.