Plan Ledger DOL Form 5500 · updated monthly

Hawaii National Bank401(k)

HAWAII NATIONAL BANK 401(K) RETIREMENT SAVINGS PLAN · HONOLULU, HI · plan year 2025

Reported admin expense ratio · 2025
0.24%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Hawaii National Bank reported $60,178 in plan administrative expenses for 2025: 0.24% of average plan assets, below the peer median. Employer contributions averaged $2,676 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.01% to 0.24%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other finance & insurance employers. By assets it is the 86th-largest of 269 plans among Hawaii employers on file, and 2,599th of 4,798 in finance & insurance. In 2025, employees put in $2.76 for every $1.00 the employer contributed; active participation has grown from 138 to 153 since 2022.

Plan summary
Net assets, end of year$26,613,419
Participants with balances176
Active participants153
Employer contributions$409,411
Employee contributions$1,131,644
Employer contribution per active participant$2,676
Average account balance$151,213
Benefits paid to participants$1,902,401
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$26.6M · 176 accts · $409K emplr
2024$22.9M · 174 accts · $370K emplr
2023$21.7M · 177 accts · $353K emplr
2022$19.1M · 176 accts · $337K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$32,050
Investment management$28,128
Total administrative$60,178
The Hawaii National Bank 401(k) match · 2025
Employer contribution per active participant$2,676
Median for plans this size$2,666
2025$2,676 per active participant
2024$2,405 per active participant
2023$2,431 per active participant
2022$2,443 per active participant

Hawaii National Bank's 2025 employer contribution ran above the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
LPL FINANCIAL LLC · Investment advisory (plan)$28,128
FIDELITY INVESTMTS INST OPER CO INC · Loan processing$27,171
SUEMORI AND INOUYE, INC. · Accounting / audit · Consulting$2,972

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$60,178 · 0.24%
2024$61,197 · 0.27%
2023$52,866 · 0.26%
2022$2,541 · 0.01%
Same employer
Similar plansFinance & Insurance · Hawaii
Finance Factors, LTD. HI$37.8M · 0.16%
Aloha Care HI$33.2M · 0.00%
University Health Alliance HI$32.5M · 0.09%

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Source: U.S. Department of Labor, Form 5500 series, EIN 990104713 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.