Plan Ledger DOL Form 5500 · updated monthly

Aifs, Inc.401(k)

AIFS, INC. RETIREMENT SAVINGS PLAN · STAMFORD, CT · plan year 2025

Reported admin expense ratio · 2025
0.11%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Aifs, Inc. reported $106,655 in plan administrative expenses for 2025: 0.11% of average plan assets, below the peer median. Employer contributions averaged $3,869 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.13% to 0.11%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other educational services employers. By assets it is the 186th-largest of 1,106 plans among Connecticut employers on file, and the 496th of 3,091 in educational services. In 2025, employees put in $1.68 for every $1.00 the employer contributed; active participation has grown from 386 to 440 since 2022.

Plan summary
Net assets, end of year$106,917,584
Participants with balances703
Active participants440
Employer contributions$1,702,383
Employee contributions$2,861,310
Employer contribution per active participant$3,869
Average account balance$152,088
Benefits paid to participants$2,939,560
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$106.9M · 703 accts · $1.7M emplr
2024$89.1M · 688 accts · $1.8M emplr
2023$74.2M · 675 accts · $1.6M emplr
2022$59.8M · 649 accts · $1.2M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$96,108
Investment management$10,547
Total administrative$106,655
The Aifs, Inc. 401(k) match · 2025
Employer contribution per active participant$3,869
Median for plans this size$4,093
2025$3,869 per active participant
2024$4,097 per active participant
2023$3,883 per active participant
2022$3,047 per active participant

Aifs, Inc.'s 2025 employer contribution ran below the $4,093 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$96,108
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$10,547

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$106,655 · 0.11%
2024$91,616 · 0.11%
2023$83,503 · 0.12%
2022$88,816 · 0.13%
Same employer
Similar plansEducational Services · Connecticut
Greenwich Academy, Inc. CT$134.8M · 0.04%
Loomis Chaffee School CT$126.4M · 0.02%
The Taft School CT$120.9M · 0.09%
Achievement First, Inc. CT$98.8M · 0.58%
Hopkins School CT$90.7M · 0.02%
Kent School Corporation CT$74.7M · 0.24%

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Source: U.S. Department of Labor, Form 5500 series, EIN 060890698 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.