Plan Ledger DOL Form 5500 · updated monthly

Acce Benefit Trust401(k)

ACCE BENEFIT TRUST PROFIT SHARING PLAN · ALEXANDRIA, VA · plan year 2025

Reported admin expense ratio · 2025
0.33%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Acce Benefit Trust reported $1,651,633 in plan administrative expenses for 2025: 0.33% of average plan assets, higher than ~90% of peers. Employer contributions averaged $4,690 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.39% to 0.33%. The plan sits in the $250M–$1B size bracket, benchmarked here against 230 comparable plans and shown alongside other other services employers. By assets it is the 68th-largest of 2,266 plans among Virginia employers on file, and the 24th of 3,341 in other services. In 2025, employees put in $1.40 for every $1.00 the employer contributed; active participation has grown from 3,015 to 3,601 since 2022.

Plan summary
Net assets, end of year$539,116,565
Participants with balances5,405
Active participants3,601
Employer contributions$16,888,518
Employee contributions$23,727,181
Employer contribution per active participant$4,690
Average account balance$99,744
Benefits paid to participants$54,074,743
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$539.1M · 5,405 accts · $16.9M emplr
2024$464.8M · 5,161 accts · $15.7M emplr
2023$422.8M · 4,880 accts · $14.1M emplr
2022$365.2M · 4,582 accts · $13.2M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$1,614,429
Audit (IQPA)$6,080
Total administrative$1,651,633
The Acce Benefit Trust 401(k) match · 2025
Employer contribution per active participant$4,690
Median for plans this size$4,295
2025$4,690 per active participant
2024$4,519 per active participant
2023$4,283 per active participant
2022$4,385 per active participant

Acce Benefit Trust's 2025 employer contribution ran above the $4,295 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 202510
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$960,700
FRINGE BENEFITS, INC · Contract administrator$429,086
FORVIS MAZARS, LLP · Accounting / audit$79,225
GROOM LAW GROUP, CHARTERED · Legal$44,471
HR INVESTMENT CONSULTANTS INC · Consulting$42,272
ARTHUR J. GALLAGHER RISK MANG. SERV · Other services$31,124
EVERSHEDS SUTHERLAND (US) LLP · Legal$29,923
MOORE COLSON · Consulting$8,320
MORNINGSTAR INVESTMENT MANAGEMENT L · Investment advisory (participants)indirect comp
WILSHIRE ADVISORS LLC · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$1,651,633 · 0.33%
2024$1,796,682 · 0.40%
2023$1,614,004 · 0.41%
2022$1,586,295 · 0.39%
Similar plansOther Services · Virginia
The Cna Corporation VA$601.3M · 0.03%
Noblis, Inc. VA$533.2M · 0.05%
Ecs Federal, LLC VA$368.6M · 0.09%

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Source: U.S. Department of Labor, Form 5500 series, EIN 546487038 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.