Plan Ledger DOL Form 5500 · updated monthly

Aai, Inc.401(k)

ANDERSON AUTO GROUP 401(K) PROFIT SHARING PLAN & TRUST · LINCOLN, NE · plan year 2024

Reported admin expense ratio · 2024
0.57%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Aai, Inc. reported $70,148 in plan administrative expenses for 2024: 0.57% of average plan assets, higher than ~75% of peers. Employer contributions averaged $820 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.80% to 0.57%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Nebraska (324th of 565), and the 2,051st of 5,215 in retail trade. In 2024, employees put in $2.11 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$13,676,122
Participants with balances287
Active participants526
Employer contributions$431,454
Employee contributions$911,219
Employer contribution per active participant$820
Average account balance$47,652
Benefits paid to participants$674,465
Plan auditUnmodified (clean) audit opinion
AuditorAGSN, P.C.
Plan history4
Yearassets · accounts · employer contribution
2025$0 · $229K emplr
2024$13.7M · 287 accts · $431K emplr
2023$10.9M · 279 accts · $421K emplr
2022$8.5M · 267 accts · $457K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$33,648
Investment management$25,000
Audit (IQPA)$11,500
Total administrative$70,148
The Aai, Inc. 401(k) match · 2024
Employer contribution per active participant$820
Median for plans this size$2,416
2024$820 per active participant
2023$847 per active participant
2022$913 per active participant

Aai, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$33,648
GALLAGHER FIDUCIARY ADVISORS LLC · Investment advisory (plan)$25,000
AGSN, P.C. · Accounting / audit$11,500

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025Not separately reported
2024$70,148 · 0.57%
2023$60,952 · 0.63%
2022$72,456 · 0.80%
Same employer
Similar plansRetail Trade · Nebraska
Gregg Young Chevrolet, Inc. NE$15.9M · 1.06%
Interstate Auto Group, Inc. NE$11.8M · 0.40%
Beardmore Chevrolet, Inc. NE$11.5M · 0.01%
Spreetail, LLC NE$10.9M · 0.40%

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Source: U.S. Department of Labor, Form 5500 series, EIN 470769916 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.