Plan Ledger DOL Form 5500 · updated monthly

Aaa Western and Central New York401(k)

AAA WESTERN AND CENTRAL NEW YORK , INC. 401(K) RETIREMENT PLAN · BUFFALO, NY · plan year 2024

Reported admin expense ratio · 2024
0.13%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Aaa Western and Central New York reported $63,082 in plan administrative expenses for 2024: 0.13% of average plan assets, below the peer median. Employer contributions averaged $2,063 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.16% to 0.13%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other administrative & support services employers. By assets it is the 1,333rd-largest of 5,648 plans among New York employers on file, and the 294th of 2,534 in administrative & support services. In 2024, employees put in $2.74 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$51,569,306
Participants with balances652
Active participants455
Employer contributions$938,708
Employee contributions$2,571,491
Employer contribution per active participant$2,063
Average account balance$79,094
Benefits paid to participants$4,605,336
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$51.6M · 652 accts · $939K emplr
2023$46.5M · 655 accts · $913K emplr
2022$40.8M · 632 accts · $822K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$54,332
Audit (IQPA)$8,750
Total administrative$63,082
The Aaa Western and Central New York 401(k) match · 2024
Employer contribution per active participant$2,063
Median for plans this size$2,416
2024$2,063 per active participant
2023$1,980 per active participant
2022$1,852 per active participant

Aaa Western and Central New York's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
ADP, INC. · Loan processing · Recordkeeping$54,332
AAA WESTERN AND CENTRAL NEW YORK, I · Recordkeeping · Pension consulting$8,750

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024AAA WESTERN AND CENTRAL NEW YORK, I, ADP
2023ADP, FREED MAXICK CPAS PC

This plan has changed recordkeepers within these filings. If you left Aaa Western and Central New York before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$63,082 · 0.13%
2023$65,245 · 0.15%
2022$69,872 · 0.16%
Same employer
Similar plansAdministrative & Support Services · New York
Manhattan West LLC NY$69.1M · 0.00%
24 Seven, LLC NY$59.0M · 0.05%
Armhr, LLC NY$45.8M · 0.55%
The Solomon-Page Group, LLC NY$45.5M · 0.36%
Sps North America Inc. NY$43.1M · 1.54%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 160338340 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.