Plan Ledger DOL Form 5500 · updated monthly

20/20 Plumbing & Heating, Inc.401(k)

20/20 PLUMBING & HEATING, INC. 401(K) PLAN · RIVERSIDE, CA · plan year 2024

Reported admin expense ratio · 2024
0.57%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

20/20 Plumbing & Heating, Inc. reported $102,459 in plan administrative expenses for 2024: 0.57% of average plan assets, higher than ~75% of peers. Employer contributions averaged $3,979 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.65% to 0.57%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is the 3,757th-largest of 9,483 plans among California employers on file, and the 2,093rd of 5,337 in construction. In 2024, the employer put in $2.19 for every $1.00 employees contributed themselves; active participation has shrunk from 704 to 578 since 2022.

Plan summary
Net assets, end of year$19,108,707
Participants with balances679
Active participants578
Employer contributions$2,300,042
Employee contributions$1,050,483
Employer contribution per active participant$3,979
Average account balance$28,142
Benefits paid to participants$2,669,996
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$19.1M · 679 accts · $2.3M emplr
2023$16.6M · 808 accts · $2.0M emplr
2022$14.4M · 699 accts · $2.7M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$102,459
Total administrative$102,459
The 20/20 Plumbing & Heating, Inc. 401(k) match · 2024
Employer contribution per active participant$3,979
Median for plans this size$2,416
2024$3,979 per active participant
2023$2,356 per active participant
2022$3,859 per active participant

20/20 Plumbing & Heating, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
CAVU WEALTH MANAGEMENT INC · Investment advisory (plan)$33,245
ECONOMIC GROUP PENSION SERVICES · Contract administrator$17,665
EMPOWER ADVISORY GROUP LLC · Investment management$11,430

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$102,459 · 0.57%
2023$121,993 · 0.79%
2022$94,702 · 0.65%
Same employer
Similar plansConstruction · California
Cass Construction, Inc. CA$19.2M · 0.69%
Centric Construction, Inc. CA$18.6M · 0.68%

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Source: U.S. Department of Labor, Form 5500 series, EIN 472642440 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.