Plan Ledger DOL Form 5500 · updated monthly

Centric Construction, Inc.401(k)

CENTRIC 401(K) PLAN · BRISBANE, CA · plan year 2025

Reported admin expense ratio · 2025
0.68%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Centric Construction, Inc. reported $118,631 in plan administrative expenses for 2025: 0.68% of average plan assets, higher than ~90% of peers. Employer contributions averaged $4,316 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.64% to 0.68%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other construction employers. By assets it is the 3,815th-largest of 9,483 plans among California employers on file, and the 2,134th of 5,337 in construction. In 2025, employees put in $2.28 for every $1.00 the employer contributed; active participation has shrunk from 111 to 94 since 2022.

Plan summary
Net assets, end of year$18,645,944
Participants with balances139
Active participants94
Employer contributions$405,737
Employee contributions$923,214
Employer contribution per active participant$4,316
Average account balance$134,143
Benefits paid to participants$1,331,250
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$18.6M · 139 accts · $406K emplr
2024$16.4M · 160 accts · $814K emplr
2023$13.2M · 159 accts · $381K emplr
2022$10.4M · 111 accts · $350K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$118,631
Total administrative$118,631
The Centric Construction, Inc. 401(k) match · 2025
Employer contribution per active participant$4,316
Median for plans this size$2,666
2025$4,316 per active participant
2024$7,982 per active participant
2023$2,999 per active participant
2022$3,155 per active participant

Centric Construction, Inc.'s 2025 employer contribution ran above the $2,666 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
TRANSAMERICA FINANCIAL LIFE INS CO · Recordkeeping · Loan processing$68,184
HUNNEX AND SHOEMAKER, INC. · Recordkeeping · Loan processing$8,121
LPL FINANCIAL CORPORATION · Investment advisory (plan)$42,326

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025HUNNEX AND SHOEMAKER, INC., Transamerica
2024HUNNEX AND SHOEMAKER, INC., July Business Services, Transamerica
2023July Business Services, SUNWEST PENSIONS, Transamerica

This plan has changed recordkeepers within these filings. If you left Centric Construction, Inc. before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$118,631 · 0.68%
2024$97,834 · 0.66%
2023$79,441 · 0.67%
2022$72,410 · 0.64%
Similar plansConstruction · California
Cass Construction, Inc. CA$19.2M · 0.69%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 810608550 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.