Plan Ledger DOL Form 5500 · updated monthly

Waypoint Mainebenefits

Waypoint Maine, Inc.-Welfare Benefit Plan · SANFORD, ME · plan year 2025

Broker compensation reported · 2025
$91,650

Waypoint Maine's benefits plans covered 268 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits. Insurance premiums totaled $2,053,887. Insurance brokers and agents were paid $91,650 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 4.5% of premiums. That is $342 per covered person, above the median for employer plans that report broker pay. Broker pay rose 34% from $68,565 in 2024.

Insurance contracts · 20255
CIGNA HEALTH AND LIFE INSURANCE COMPANY · health drug ppo$2.1M · 225 covered
DELTA DENTAL PLAN OF MAINE · dentalpremiums n/a · 325 covered
RED TREE INSURANCE COMPANY, INC. · visionpremiums n/a · 250 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · life std ltdpremiums n/a · 268 covered
UNUM INSURANCE COMPANYpremiums n/a · 69 covered
Brokers & agents paid · 20254
CRONIN & GERVINO INSURANCE$64,717 · incl $64,717 fees
CRONIN & GERVINO & WARLICK, INC.$17,305 · incl $2,360 fees
CRONIN GERVINO & WARLICK, INC.$9,444
Also brokered by Cronin & Gervino Insurance4

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 010279587 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.