Plan Ledger DOL Form 5500 · updated monthly

Lighthouse Federal Credit Unionbenefits

Lighthouse Credit Union Health and Welfare Plan · DOVER, NH · plan year 2025

Broker compensation reported · 2025
$245,296

Lighthouse Federal Credit Union's benefits plans covered 382 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance brokers and agents were paid $245,296 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $642 per covered person, in the top quarter of employer plans that report broker pay. Broker pay rose 55% from $158,403 in 2024.

Insurance contracts · 20254
KATHLEEN GREER ASSOCIATESpremiums n/a · 399 covered
CIGNA HEALTH AND LIFE INSURANCE COMPANY · health drug visionpremiums n/a · 435 covered
RELIANCE STANDARD LIFE INSURANCE COMPANY · life std ltdpremiums n/a · 382 covered
Brokers & agents paid · 20256
CRONIN & GERVINO INSURANCE$170,914 · incl $170,643 fees
CRONIN, GERVINO & WARLICK, INC.$48,099 · incl $15,565 fees
COMBINED SERVICES, LLC$18,002 · incl $3,891 fees
NFP INSURANCE SERVICES, INC.$4,864 · incl $4,864 fees
CGI BUSINESS SOLUTIONS$3,382
Also brokered by Cronin & Gervino Insurance4
Waypoint Maine ME$64,717

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 020222930 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.