Plan Ledger DOL Form 5500 · updated monthly

United Cerebral Palsy & Handicapped Pers Utica Area Inc Employee Choicbenefits

United Cerebral Palsy and Handicapped Persons Association of the Utica Area Inc Employee Choice Plan · UTICA, NY · plan year 2025

Broker compensation reported · 2025
$56,134

United Cerebral Palsy & Handicapped Pers Utica Area Inc Employee Choic's benefits plans covered 1,279 active participants in 2025, providing health · life · dental · vision · long-term disability · death benefits. Insurance brokers and agents were paid $56,134 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $44 per covered person, in the bottom quarter of employer plans that report broker pay. Broker pay rose 85% from $30,268 in 2024.

Insurance contracts · 20257
EXCELLUS BLUECROSS BLUESHIELD · stop-loss ppopremiums n/a · 611 covered
DELTA DENTAL OF NEW YORK · dentalpremiums n/a · 1,062 covered
METROPOLITAN LIFE INSURANCE COMPANYpremiums n/a · 53 covered
EMPLOYEE NETWORK, INC.premiums n/a
METROPOLITAN LIFE INSURANCE COMPANY · life ltdpremiums n/a · 1,279 covered
DAVIS VISION · visionpremiums n/a · 1,076 covered
GUARDIAN · stdpremiums n/a · 469 covered
Brokers & agents paid · 20253
GILROY KERNAN & GILROY INC$51,096 · incl $4,241 fees
GILROY KERNAN & GILROY, INC.$4,701
ADIRONDACK FINANCIAL SERVICES$337
Also brokered by Gilroy Kernan & Gilroy Inc4

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 150543657 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.