Plan Ledger DOL Form 5500 · updated monthly

Black River Systems Company, Inc.benefits

Black River Systems Co., Inc. Group Benefit Plan · UTICA, NY · plan year 2025

Broker compensation reported · 2025
$126,063

Black River Systems Company, Inc.'s benefits plans covered 108 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · other. Insurance premiums totaled $2,386,473. Insurance brokers and agents were paid $126,063 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 5.3% of premiums. That is $1,167 per covered person, in the top 10% of employer plans that report broker pay. Broker pay rose 38% from $91,169 in 2024.

Insurance contracts · 20254
EXCELLUS BLUE CROSS BLUE SHIELD · health drug$2.4M · 109 covered
GUARDIAN LIFE INSURANCE COMPANY · dental vision life std ltdpremiums n/a · 115 covered
AMERITAS LIFE INSURANCE COMPANY · lifepremiums n/a · 110 covered
Brokers & agents paid · 20255
GILROY KERNAN & GILROY, INC.$87,439
GILROY KERNAN & GILROY, IN$31,028 · incl $20,674 fees
VARIOUS BROKERS$7,306
GILROY KERNAN & GILROY INC$80
2 individual agents · names withheld$210

Individual agents paid under $1,000 on this filing are shown as a total. The amounts are as filed; only the personal names are withheld.

Also brokered by Gilroy Kernan & Gilroy, Inc.4

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 161515846 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.