Plan Ledger DOL Form 5500 · updated monthly

The Kresge Foundationbenefits

The Kresge Foundation Welfare Benefit Plan · TROY, MI · plan year 2025

Broker compensation reported · 2025
$99,074

The Kresge Foundation's benefits plans covered 119 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $1,989,145. Insurance brokers and agents were paid $99,074 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 5.0% of premiums. That is $833 per covered person, in the top 10% of employer plans that report broker pay. Broker pay fell 1.1% from $100,206 in 2024.

Insurance contracts · 20256
BLUE CROSS BLUE SHIELD OF MICHIGAN · health drug ppo$1.8M · 248 covered
DELTA DENTAL OF MICHIGAN · dental$144K · 276 covered
BLUE CARE NETWORK OF MICHIGAN · health drug hmo$71K · 17 covered
NGL · visionpremiums n/a · 275 covered
ULLIANCE, INC.premiums n/a · 120 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · life std ltdpremiums n/a · 119 covered
Brokers & agents paid · 20253
BETHANY L. PAGNANI$52,872
AMWINS ANCILLARY, LLC$1,440
GALLAGHER BENEFIT SERVICES, INC.$44,762 · incl $6,601 fees
Also brokered by Bethany L. Pagnani2

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 381359217 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.