Plan Ledger DOL Form 5500 · updated monthly

Ervin Industries, Inc.benefits

Wrap Welfare Plan for Non-Union Employees · ANN ARBOR, MI · plan year 2025

Broker compensation reported · 2025
$367,479

Ervin Industries, Inc.'s benefits plans covered 159 active participants in 2025, providing health · life · dental · vision · long-term disability · death benefits · other. Insurance premiums totaled $10,263,004. Insurance brokers and agents were paid $367,479 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 3.6% of premiums. That is $2,311 per covered person, in the top 10% of employer plans that report broker pay. Broker pay fell 2.4% from $376,700 in 2024.

Insurance contracts · 20254
BLUE CROSS BLUE SHIELD OF MICHIGAN · health$5.1M · 697 covered
BLUE CROSS BLUE SHIELD OF MICHIGAN · health$5.1M · 697 covered
UNITED OF OMAHA LIFE INSURANCE COMPANY · life ltdpremiums n/a · 159 covered
UNITED OF OMAHA LIFE INSURANCE COMPANY · life stdpremiums n/a · 130 covered
Brokers & agents paid · 20252
BETHANY L. PAGNANI$307,208
GALLAGHER BENEFIT SERVICES, INC.$60,271 · incl $17,288 fees
Also brokered by Bethany L. Pagnani2

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 380522445 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.