Plan Ledger DOL Form 5500 · updated monthly

The Difference Principle, Incbenefits

The Difference Principle, Inc. Welfare Benefit Plan · MILWAUKEE, WI · plan year 2025

Broker compensation reported · 2025
$86,128

The Difference Principle, Inc's benefits plans covered 213 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $132,746. Insurance brokers and agents were paid $86,128 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 64.9% of premiums. That is $404 per covered person, above the median for employer plans that report broker pay. Brokers were paid 4.5x the $18,954 reported for 2024.

Insurance contracts · 20254
DELTA DENTAL OF WI · dental$133K · 213 covered
UNITEDHEALTHCARE INSURANCE COMPANY · life std ltdpremiums n/a · 270 covered
WYSSTA INSURANCE COMPANY INC · visionpremiums n/a · 226 covered
UNITEDHEALTHCARE INSURANCE COMPANY · healthpremiums n/a · 5 covered
Brokers & agents paid · 20254
MARSH & MCLENNAN AGENCY LLC$46,603 · incl $30,775 fees
R&R INSURANCE SERVICES INC.$32,829 · incl $25,825 fees
R&R INSURANCE SERVICES, INC.$4,656
VARIOUS AGENTS-SEE ATTACHED$2,040
Also brokered by Marsh McLennan Agency5
Rme LTD. LLC CO$10,578,643

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 462088738 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.