Plan Ledger DOL Form 5500 · updated monthly

Difference Principle, Inc.401(k)

DIFFERENCE PRINCIPLE, INC. EMPLOYEE RETIREMENT PLAN · MILWAUKEE, WI · plan year 2025

Reported admin expense ratio · 2025
0.55%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Difference Principle, Inc. reported $15,283 in plan administrative expenses for 2025: 0.55% of average plan assets, below the peer median. Employer contributions averaged $622 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.26% to 0.55%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Wisconsin (1,769th of 1,936), and 9,280th of 11,911 in health care & social assistance. In 2025, employees put in $2.17 for every $1.00 the employer contributed; active participation has grown from 205 to 276 since 2022.

Plan summary
Net assets, end of year$2,977,847
Participants with balances131
Active participants276
Employer contributions$171,546
Employee contributions$371,936
Employer contribution per active participant$622
Average account balance$22,732
Benefits paid to participants$359,455
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$3.0M · 131 accts · $172K emplr
2024$2.6M · 114 accts · $299K emplr
2023$1.9M · 121 accts · $99K emplr
2022$1.4M · 117 accts
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$15,283
Total administrative$15,283
The Difference Principle, Inc. 401(k) match · 2025
Employer contribution per active participant$622
Median for plans this size$1,464
2025$622 per active participant
2024$1,115 per active participant
2023$427 per active participant

Difference Principle, Inc.'s 2025 employer contribution ran below the $1,464 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
AMERICAN UNITED LIFE INSURANCE CO · Recordkeeping · Participant communication$360
EDWARD D JONES AND CO · Consultingindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025OneAmerica
2024OneAmerica
2023OneAmerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$15,283 · 0.55%
2024$13,271 · 0.60%
2023$10,280 · 0.64%
2022$3,696 · 0.26%
Same employer
Similar plansHealth Care & Social Assistance · Wisconsin
S and J Home Care, LLC WI$3.2M · 1.00%
Society's Assets, Inc. WI$3.2M · 0.02%
Varc, Inc. WI$2.9M · 0.46%

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Source: U.S. Department of Labor, Form 5500 series, EIN 462088738 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.