Plan Ledger DOL Form 5500 · updated monthly

The Cigarette Store LLCbenefits

The Cigarette Store LLC Employee Benefit Welfare Plan · BOULDER, CO · plan year 2025

Broker compensation reported · 2025
$75,788

The Cigarette Store LLC's benefits plans covered 381 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · other. Insurance premiums totaled $203,993. Insurance brokers and agents were paid $75,788 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 37.2% of premiums. That is $199 per covered person, above the median for employer plans that report broker pay. Broker pay rose 76% from $43,063 in 2024.

Insurance contracts · 20254
STANDARD INSURANCE COMPANY · dental vision$204K · 1,039 covered
GUARDIAN · stdpremiums n/a · 191 covered
HEALTH SELECT · health drugpremiums n/a · 240 covered
SUN LIFE ASSURANCE COMPANY OF CANADA · life ltdpremiums n/a · 156 covered
Brokers & agents paid · 20253
GBS COLORADO$57,582 · incl $5,245 fees
GBS BENEFITS$14,226 · incl $3,230 fees
GBS COLORADO LLC$3,980 · incl $911 fees
Also brokered by Gbs Colorado2

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 841182893 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.