Plan Ledger DOL Form 5500 · updated monthly

The Cigarette Store LLC401(k)

CIGARETTE STORE 401(K) PLAN · BOULDER, CO · plan year 2024

Reported admin expense ratio · 2024
0.08%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

The Cigarette Store LLC reported $8,812 in plan administrative expenses for 2024: 0.08% of average plan assets, lower than ~75% of peers. Employer contributions averaged $668 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.02% to 0.08%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 719th-largest of 1,461 plans among Colorado employers on file, and the 2,266th of 5,215 in retail trade. In 2024, employees put in $1.45 for every $1.00 the employer contributed; active participation has grown from 695 to 888 since 2022.

Plan summary
Net assets, end of year$12,074,759
Participants with balances248
Active participants888
Employer contributions$593,003
Employee contributions$857,239
Employer contribution per active participant$668
Average account balance$48,689
Benefits paid to participants$1,477,080
Plan auditUnmodified (clean) audit opinion
AuditorWIPFLI LLP
Plan history3
Yearassets · accounts · employer contribution
2024$12.1M · 248 accts · $593K emplr
2023$10.6M · 205 accts · $496K emplr
2022$8.5M · 171 accts · $370K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$8,612
Total administrative$8,812
The The Cigarette Store LLC 401(k) match · 2024
Employer contribution per active participant$668
Median for plans this size$2,416
2024$668 per active participant
2023$539 per active participant
2022$532 per active participant

The Cigarette Store LLC's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$8,812 · 0.08%
2023$2,495 · 0.03%
2022$1,575 · 0.02%
Same employer
Similar plansRetail Trade · Colorado
Christy Sports, LLC CO$18.9M · 0.75%
Arc Thrift Stores CO$17.6M · 0.67%
Dellenbach Chevrolet, Inc. CO$13.3M · 0.28%
O'Meara Ford Center, Inc. CO$12.6M · 0.13%
Gevo, Inc. CO$11.7M · 0.44%
Markley Motors, Inc. CO$10.8M · 0.67%
Spark Fun Electronics Inc CO$10.3M · 0.12%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 841182893 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.