Stafford Smith, Inc.benefits
Stafford Smith, Inc. Health and Welfare Benefit Plan · KALAMAZOO, MI · plan year 2025
Broker compensation reported · 2025
$103,711
Stafford Smith, Inc.'s benefits plans covered 305 active participants in 2025, providing health · life · dental · vision · other. Insurance premiums totaled $2,611,717. Insurance brokers and agents were paid $103,711 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 4.0% of premiums. That is $340 per covered person, above the median for employer plans that report broker pay. Broker pay fell 16% from $123,362 in 2024.
Insurance contracts · 20256
BLUE CARE NETWORK OF MICHIGAN · health drug hmo$1.3M · 237 covered
BLUE CROSS BLUE SHIELD OF MICHIGAN · health drug ppo$1.2M · 161 covered
DELTA DENTAL OF MICHIGAN · dental$145K · 389 covered
UNITED OF OMAHA LIFE INSURANCE COMPANY · lifepremiums n/a · 297 covered
UNITED OF OMAHA LIFE INSURANCE COMPANY · lifepremiums n/a · 119 covered
AMERITAS LIFE INSURANCE CORP · visionpremiums n/a · 455 covered
Brokers & agents paid · 20257
SUSAN L CULHANE$78,088
SUSAN CULHANE$7,177 · incl $309 fees
NULTY AGENCY INC THE$2,122
NULTY AGENCY INC$2,556 · incl $2,556 fees
THE NULTY AGENCY, LLC$9,981 · incl $3,218 fees
CENTRO BENEFITS GROUP, LLC$2,726 · incl $2,726 fees
Also brokered by Susan L Culhane3
J. Rettenmaier USA LP MI$288,702
Sturgis Molded Products Company MI$3,749
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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 381059585 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.