Plan Ledger DOL Form 5500 · updated monthly

Imperial Beverage Company dba Ckl Corporationbenefits

Imperial Beverage Company dba Ckl Corporation Benefit Plan · KALAMAZOO, MI · plan year 2025

Broker compensation reported · 2025
$94,488

Imperial Beverage Company dba Ckl Corporation's benefits plans covered 305 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits. Insurance premiums totaled $2,272,585. Insurance brokers and agents were paid $94,488 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 4.2% of premiums. That is $310 per covered person, above the median for employer plans that report broker pay. Broker pay was essentially unchanged from 2024.

Insurance contracts · 20255
BLUE CROSS BLUE SHIELD OF MICHIGAN · health drug dental vision ppo$2.3M · 404 covered
UNITED OF OMAHA LIFE INSURANCE COMPANY · lifepremiums n/a · 299 covered
UNITED OF OMAHA LIFE INSURANCE COMPANY · stdpremiums n/a · 184 covered
UNITED OF OMAHA LIFE INSURANCE COMPANY · ltdpremiums n/a · 108 covered
UNITED OF OMAHA LIFE INSURANCE COMPANY · lifepremiums n/a · 109 covered
Brokers & agents paid · 20254
SUSAN L CULHANE$70,683
NULTY AGENCY INC$3,571 · incl $3,571 fees
THE NULTY AGENCY, LLC$15,405 · incl $5,749 fees
CENTRO BENEFITS GROUP LLC$4,829 · incl $4,829 fees
Also brokered by Susan L Culhane3

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 381994427 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.