Plan Ledger DOL Form 5500 · updated monthly

Spectrum Human Services, Inc.benefits

Spectrum Human Services, Inc. Employee Welfare Benefits Plan · WESTLAND, MI · plan year 2025

Broker compensation reported · 2025
$7,359

Spectrum Human Services, Inc.'s benefits plans covered 682 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance brokers and agents were paid $7,359 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $11 per covered person, in the bottom quarter of employer plans that report broker pay. Broker pay rose 145% from $3,006 in 2024.

Insurance contracts · 20252
ULLIANCE, INC.premiums n/a · 980 covered
LIFE INSURANCE COMPANY OF NORTH AMERICA · life ltdpremiums n/a · 682 covered
Brokers & agents paid · 20252
JAMES R. NELLIGAN & ASSOCIATES, LLC$6,280 · incl $6,280 fees
GALLAGHER BENEFIT SERVICES, INC.$1,079 · incl $1,079 fees
Also brokered by James R. Nelligan & Associates, LLC5
Anmed Health SC$105,521

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 510154248 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.