Plan Ledger DOL Form 5500 · updated monthly

Sanctus LLC dba Shift Digitalbenefits

Shift Digital Health and Welfare Plan · BIRMINGHAM, MI · plan year 2025

Broker compensation reported · 2025
$55,110

Sanctus LLC dba Shift Digital's benefits plans covered 726 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $60,208. Insurance brokers and agents were paid $55,110 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 91.5% of premiums. That is $76 per covered person, below the median for employer plans that report broker pay. Broker pay rose 6.5% from $51,723 in 2024.

Insurance contracts · 20258
VISION SERVICE PLAN · vision$60K · 537 covered
LIFE INSURANCE COMPANY OF NORTH AMERICA · lifepremiums n/a · 725 covered
LIFE INSURANCE COMPANY OF NORTH AMERICA · ltdpremiums n/a · 724 covered
LIFE INSURANCE COMPANY OF NORTH AMERICApremiums n/a · 100 covered
LIFE INSURANCE COMPANY OF NORTH AMERICApremiums n/a · 220 covered
LIFE INSURANCE COMPANY OF NORTH AMERICApremiums n/a · 726 covered
LIFE INSURANCE COMPANY OF NORTH AMERICApremiums n/a · 121 covered
ULLIANCE, INC.premiums n/a · 780 covered
Brokers & agents paid · 20255
MCGRAW WENTWORTH A MARSH MCLENNAN$8,818
THE NIA GROUP A MARSH MCLENNAN$1,216
THE NIA GROUP A MARSH & MCLENNAN$4,838 · incl $3,118 fees
Also brokered by Marsh McLennan Agency5
Rme LTD. LLC CO$10,578,643

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 364856116 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.