Plan Ledger DOL Form 5500 · updated monthly

Royal Truck & Trailer Sales & Service, Inc.benefits

Royal Truck & Trailer Sales & Service, Inc. Welfare Benefit Plan · NORTHVILLE, MI · plan year 2025

Broker compensation reported · 2025
$21,393

Royal Truck & Trailer Sales & Service, Inc.'s benefits plans covered 207 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits. Insurance premiums totaled $101,547. Insurance brokers and agents were paid $21,393 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 21.1% of premiums. That is $103 per covered person, below the median for employer plans that report broker pay. Broker pay rose 0.9% from $21,203 in 2024.

Insurance contracts · 20253
DELTA DENTAL OF MICHIGAN · dental$102K · 299 covered
UNITED OF OMAHA LIFE INSURANCE COMPANY · life ltdpremiums n/a · 207 covered
Brokers & agents paid · 20252
KAPNICK AND COMPANY, INC.$19,916 · incl $5,557 fees
KAPNICK INSURANCE GROUP$1,477
Also brokered by Kapnick and Company, Inc.5
Fluresh, LLC MI$1,889

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 382296769 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.