Plan Ledger DOL Form 5500 · updated monthly

Fluresh, LLCbenefits

Fluresh, LLC Welfare Benefits Plan · GRAND RAPIDS, MI · plan year 2025

Broker compensation reported · 2025
$39,007

Fluresh, LLC's benefits plans covered 137 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $987,283. Insurance brokers and agents were paid $39,007 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 4.0% of premiums. That is $285 per covered person, above the median for employer plans that report broker pay. Broker pay fell 33% from $57,806 in 2024.

Insurance contracts · 20254
BLUE CROSS BLUE SHIELD OF MICHIGAN · health drug dental vision ppo$695K · 163 covered
BLUE CARE NETWORK OF MICHIGAN · health drug hmo$292K · 48 covered
DEARBORN LIFE INSURANCE COMPANY · life std ltdpremiums n/a · 126 covered
ULLIANCE, INC.premiums n/a · 143 covered
Brokers & agents paid · 20254
ELIZABETH MADZIAR$30,234
KAPNICK & COMPANY INC.$6,338
KAPNICK AND COMPANY, INC.$1,889 · incl $1,889 fees
KAPNICK & COMPANY INC$546 · incl $546 fees
Also brokered by Elizabeth Madziar1

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 823982911 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.