Plan Ledger DOL Form 5500 · updated monthly

Phd, Inc.benefits

Phd, Inc. and Its Subsidiaries Employee Benefit Plan · FORT WAYNE, IN · plan year 2025

Broker compensation reported · 2025
$67,469

Phd, Inc.'s benefits plans covered 238 active participants in 2025, providing health · life · dental · vision · long-term disability · death benefits · other. Insurance premiums totaled $188,391. Insurance brokers and agents were paid $67,469 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 35.8% of premiums. That is $283 per covered person, above the median for employer plans that report broker pay. Brokers were paid 4.0x the $16,931 reported for 2024.

Insurance contracts · 20253
STANDARD INSURANCE COMPANY · life ltd$188K · 238 covered
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA · visionpremiums n/a · 172 covered
BOWEN CENTERpremiums n/a · 238 covered
Brokers & agents paid · 20253
JAMES R. NELLIGAN AND ASSOC, LLC$24,749 · incl $9,713 fees
MJ INSURANCE$39,600 · incl $957 fees
Also brokered by James R. Nelligan and Assoc, LLC1

Why are you looking at this plan?

More

Source: DOL Form 5500 Schedule A, plan year 2025, EIN 351000183 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.