Plan Ledger DOL Form 5500 · updated monthly

Horace Mann Schoolbenefits

Horace Mann School Welfare Benefit Plan · BRONX, NY · plan year 2025

Broker compensation reported · 2025
$21,311

Horace Mann School's benefits plans covered 354 active participants in 2025, providing health · life · dental · vision · long-term disability · death benefits. Insurance premiums totaled $183,186. Insurance brokers and agents were paid $21,311 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 11.6% of premiums. That is $60 per covered person, in the bottom quarter of employer plans that report broker pay. Broker pay fell 26% from $28,716 in 2024.

Insurance contracts · 20256
STANDARD LIFE INSURANCE COMPANY OF NY · ltd$183K · 367 covered
CIGNA HEALTH AND LIFE INSURANCE COMPANY · dentalpremiums n/a · 147 covered
UNITEDHEALTHCARE INSURANCE COMPANY · health drugpremiums n/a · 316 covered
NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK · lifepremiums n/a · 305 covered
Brokers & agents paid · 20256
JAMES R. NELLIGAN AND ASSOC, LLC$4,789
GALLAGHER BENEFIT SERVICES, INC.$3,780 · incl $3,780 fees
GALLAGHER BENEFIT SERVICES INC$3,124 · incl $1,434 fees
CENTERSTONE INS FIN SERVICE$2,272 · incl $2,272 fees
KBC, INC.$1,413
Also brokered by James R. Nelligan and Assoc, LLC1
Phd, Inc. IN$24,749

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 131740455 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.