Plan Ledger DOL Form 5500 · updated monthly

PA Thoroughbred Horsemen's Association, Incbenefits

Trainers Group Health, Dental, Vision, and Life Insurance Plan · BENSALEM, PA · plan year 2025

Broker compensation reported · 2025
$141,417

PA Thoroughbred Horsemen's Association, Inc's benefits plans covered 110 active participants in 2025, providing health · life · dental · vision. Insurance premiums totaled $1,782,048. Insurance brokers and agents were paid $141,417 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 7.9% of premiums. That is $1,286 per covered person, in the top 10% of employer plans that report broker pay. Broker pay rose 4.0% from $135,984 in 2024.

Insurance contracts · 20256
KEYSTONE HEALTHPLAN EAST · health$1.4M · 229 covered
INDEPENDENCE BLUE CROSS · drug vision$323K · 229 covered
AMERIHEALTH INSURANCE COMPANY · health hmo$92K · 10 covered
SYMETRA LIFE INSURANCE COMPANY · lifepremiums n/a · 102 covered
UNITED CONCORDIA INSURANCE COMPANY · dentalpremiums n/a · 245 covered
VSP VISION CARE · visionpremiums n/a · 23 covered
Brokers & agents paid · 20254
EMERSON ROGERS LLC$21,711 · incl $1,484 fees
NESTER INSURANCE INC$1,644
NESTER INSURANCE INC.$501
Also brokered by Emerson Rogers LLC5
Minitab, LLC PA$264,965

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 232694644 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.