Plan Ledger DOL Form 5500 · updated monthly

Bright Harbor Healthcarebenefits

Ocean Mental Health Services, Inc. Flexible Benefit Plan · BAYVILLE, NJ · plan year 2025

Broker compensation reported · 2025
$237,727

Bright Harbor Healthcare's benefits plans covered 265 active participants in 2025, providing health · life · dental · vision · long-term disability · death benefits · other. Insurance brokers and agents were paid $237,727 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $897 per covered person, in the top 10% of employer plans that report broker pay. Broker pay fell 3.2% from $245,634 in 2024.

Insurance contracts · 20252
HORIZON HEALTHCARE SERVICES, INC · health drugpremiums n/a · 158 covered
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA · dental vision life ltdpremiums n/a · 265 covered
Brokers & agents paid · 20252
EMERSON ROGERS LLC$181,840 · incl $31,084 fees
EMERSON ROGERS, LLC$55,887 · incl $8,128 fees
Also brokered by Emerson Rogers LLC5
Minitab, LLC PA$264,965

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 210722291 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.