Plan Ledger DOL Form 5500 · updated monthly

Nih Federal Credit Unionbenefits

Nih Federal Credit Union Welfare Benefit Plan · ROCKVILLE, MD · plan year 2025

Broker compensation reported · 2025
$118,232

Nih Federal Credit Union's benefits plans covered 132 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits. Insurance brokers and agents were paid $118,232 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $896 per covered person, in the top 10% of employer plans that report broker pay. Broker pay rose 7.8% from $109,635 in 2024.

Insurance contracts · 20257
CIGNA HEALTH AND LIFE INSURANCE COMPANY · health hmopremiums n/a · 89 covered
CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES · dentalpremiums n/a · 89 covered
VISION SERVICE PLAN · visionpremiums n/a · 88 covered
LIFE INSURANCE COMPANY OF NORTH AMERICA · lifepremiums n/a · 255 covered
LIFE INSURANCE COMPANY OF NORTH AMERICA · stdpremiums n/a · 126 covered
LIFE INSURANCE COMPANY OF NORTH AMERICA · ltdpremiums n/a · 126 covered
LIFE INSURANCE COMPANY OF NORTH AMERICApremiums n/a · 211 covered
Brokers & agents paid · 20256
KELLY & ASSOCIATES INS GROUP INC$22,285 · incl $22,285 fees
KELLY AND ASSOCIATES INSU$26,502 · incl $6,625 fees
DIGITAL INS INC$8,454
KELLY AND ASSOCIATES INSURANCE GROU$9,305 · incl $2,326 fees
KELLY AND ASSOCIATES$2,536 · incl $2,536 fees
Also brokered by Digital Insurance LLC5

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 020251167 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.