Plan Ledger DOL Form 5500 · updated monthly

Lutheran Family & Children's Services of Missouribenefits

Lutheran Family & Children's Services of Missouri Health & Welfare Benefit Plan · ST. LOUIS, MO · plan year 2025

Broker compensation reported · 2025
$11,288

Lutheran Family & Children's Services of Missouri's benefits plans covered 166 active participants in 2025, providing health · life · dental · vision · long-term disability · other. Insurance brokers and agents were paid $11,288 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $68 per covered person, in the bottom quarter of employer plans that report broker pay. Broker pay fell 34% from $17,086 in 2024.

Insurance contracts · 20251
UNITEDHEALTHCARE INSURANCE COMPANY · lifepremiums n/a · 596 covered
Brokers & agents paid · 20252
CARAVUS, LLC$9,519
TODD ORGANIZATION LLC$1,769 · incl $1,769 fees
Also brokered by Caravus, LLC5

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 430652650 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.