Plan Ledger DOL Form 5500 · updated monthly

Lutheran Family & Children's Services of Missouri, Inc401(k)

LUTHERAN FAMILY & CHILDREN'S SERVICES OF MISSOURI 401(K) PLAN · ST. LOUIS, MO · plan year 2024

Reported admin expense ratio · 2024
0.28%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Lutheran Family & Children's Services of Missouri, Inc reported $17,863 in plan administrative expenses for 2024: 0.28% of average plan assets, below the peer median. Employer contributions averaged $1,129 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.31% to 0.28%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Missouri (999th of 1,393), and 7,084th of 11,911 in health care & social assistance. In 2024, employees put in $2.21 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$6,531,412
Participants with balances149
Active participants175
Employer contributions$197,660
Employee contributions$436,003
Employer contribution per active participant$1,129
Average account balance$43,835
Benefits paid to participants$1,156,566
Plan auditUnmodified (clean) audit opinion
AuditorUHY LLP
Plan history3
Yearassets · accounts · employer contribution
2024$6.5M · 149 accts · $198K emplr
2023$6.3M · 154 accts · $187K emplr
2022$5.6M · 170 accts · $180K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$17,863
Total administrative$17,863
The Lutheran Family & Children's Services of Missouri, Inc 401(k) match · 2024
Employer contribution per active participant$1,129
Median for plans this size$1,313
2024$1,129 per active participant
2023$1,033 per active participant
2022$1,046 per active participant

Lutheran Family & Children's Services of Missouri, Inc's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
NEWPORT GROUP, INC. · Recordkeeping · Loan processing$17,863

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$17,863 · 0.28%
2023$18,467 · 0.31%
2022$18,404 · 0.31%
Same employer
Similar plansHealth Care & Social Assistance · Missouri
Community Living, Inc. MO$7.1M · 0.12%
Adapt of America, Inc. MO$6.5M · 0.64%

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Source: U.S. Department of Labor, Form 5500 series, EIN 430652650 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.