Plan Ledger DOL Form 5500 · updated monthly

Legacy, LLCbenefits

Legacy LLC Employee Benefit Plan · MILFORD, MI · plan year 2025

Broker compensation reported · 2025
$24,762

Legacy, LLC's benefits plans covered 119 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $71,149. Insurance brokers and agents were paid $24,762 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 34.8% of premiums. That is $208 per covered person, above the median for employer plans that report broker pay. Broker pay fell 11% from $27,712 in 2024.

Insurance contracts · 20258
DELTA DENTAL OF MICHIGAN · dental$71K · 152 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · lifepremiums n/a · 37 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · lifepremiums n/a · 119 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · ltdpremiums n/a · 28 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · ltdpremiums n/a · 28 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · stdpremiums n/a · 28 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · stdpremiums n/a · 36 covered
Brokers & agents paid · 20257
KAPNICK & COMPANY, INC$9,979 · incl $522 fees
KAPNICK & COMPANY INC.$4,089 · incl $756 fees
KAPNICK & COMPANY INC$6,199 · incl $417 fees
W F HILL AND ASSOCIATES INC.$701 · incl $162 fees
CENTRO BENEFITS RESEARCH LLC$3,298 · incl $3,298 fees
MARKS BENEFIT MANAGEMENT LLC$17 · incl $6 fees
Individual agent · names withheld$479

Individual agents paid under $1,000 on this filing are shown as a total. The amounts are as filed; only the personal names are withheld.

Also brokered by Kapnick & Company, Inc4

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 472413816 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.