Plan Ledger DOL Form 5500 · updated monthly

Kapnick and Company, Inc.benefits

Kapnick and Company, Inc. Employee Benefit Plan · ADRIAN, MI · plan year 2025

Broker compensation reported · 2025
$54,111

Kapnick and Company, Inc.'s benefits plans covered 219 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $151,416. Insurance brokers and agents were paid $54,111 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 35.7% of premiums. That is $247 per covered person, above the median for employer plans that report broker pay. Broker pay fell 8.8% from $59,306 in 2024.

Insurance contracts · 202513
DELTA DENTAL OF MICHIGAN · dental$151K · 406 covered
ZURICH AMERICAN INSURANCE COMPANYpremiums n/a · 62 covered
ULLIANCE, INC.premiums n/a · 224 covered
UNUM LIFE INSURANCE COMPANY OF AMERICApremiums n/a · 234 covered
PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY · ltdpremiums n/a · 3 covered
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA · life ltdpremiums n/a · 217 covered
PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY · ltdpremiums n/a · 26 covered
GUARDIAN · vision lifepremiums n/a · 219 covered
Brokers & agents paid · 20257
KAPNICK INSURANCE GROUP$12,717 · incl $1,812 fees
WF HILL AND ASSOCIATES INC$606 · incl $78 fees
KAPNICK & COMPANY, INC.$29,273 · incl $3,164 fees
ASSUREX GLOBAL CORPORATION$597 · incl $597 fees
MARKS BENEFIT MANAGEMENT LLC$8 · incl $3 fees
Individual agent · names withheld$344

Individual agents paid under $1,000 on this filing are shown as a total. The amounts are as filed; only the personal names are withheld.

Also brokered by Centro Benefits Research LLC5
Shipt, Inc. AL$78,524

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 381902430 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.